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You are watching: Target check writing policy
J.’s debit card has a border on how many transactions he deserve to use it because that in a day, for this reason he often kicks it like it’s 1993 and writes checks for things. This isn’t generally a problem, yet it is at Target, whereby their third-party check verification service, Certegy, is incorrectly convinced that he’s to be writing poor checks. Fine, he dealt with Certegy, but still can’t write checks. Why? Target’s internal check verification department states so. He won’t be able to pay that method until he has actually a background of successful inspect writing in ~ Target. What’s wrong with this picture?
I establish in this day and also age checks room outdated, however my bank puts a limit on how countless in-person transactions I have the right to make on mine debit card before a flag is put up and my spending is frozen.
I entered Target 2 weeks earlier to do a purchase of around $300 and decided to use a check. To my surprise, the check was refused. Happily I’m not easily embarrassed. Ns was called Target had actually no regulate over the situation and the refusal was by Certegy, the agency they usage to determine if checks must be accepted.
There’s lot of of details out over there on just how companies prefer Certegy work, so I’m no going to get in detail. I called their customer business number and also was told there was an old joint bank account connected with mine driver’s patent number the had negative checks attached come it. Together I’ve never had a joint financial institution account before, i protested. They claimed it was likely due to clerical error and also that they would disassociate my ID native the account.
A week later I acquired a letter in the letter from Certegy explaining they had actually done just as promised. In ~ this suggest I to be fuming and also decided to go back to Target and attempt to create a inspect again, just because I wanted to check out if points were important fixed. I was when again refused. THIS TIME, i was refused by Target’s own in-house inspect authorization services!
A contact to the number on the ago (800-827-4381) confirmed that this to be an inner department in ~ Target that had no association through Certegy (allegedly.) This time ns was told that Target’s own authorization department had actually refused the check based on a absence of check writing background at Target!
So usually Target is utilizing a twin whammy of authorization checks to identify if they will take her check. And if you haven’t currently been writing great checks in ~ Target, you’re screwed, due to the fact that you can’t begin writing great checks in ~ Target unless you currently have a history of law it.
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